This is particularly the case if your decision about an annuity could ultimately result in you committing a large chunk of your hard-earned retirement savings. 6 Required Minimum Distribution as defined by Internal Revenue Code Section 401(a)(9). security will diversify our capital structure, receive favorable equity The Strategy Charge Credit will be applied pro rata across all funded strategies. Yet, while growing your money, keeping it safe, and knowing that you will have an income for life can initially sound like the best of all worlds, there are also some things that you need to know about the Income Select Bonus annuity from Athene before you dive in head first. Athene Performance Elite Plus for growth + liquidity. capacity to offset any near-term earnings dilution associated with a These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. IMMEDIATE INCOME BONUS FEATURES ATHENE GLWBSM Rider - AN3025 (12-08) 6.5% compounded annually; credited annually 10 years 1% no recapture / In addition to any premium bonus available with annuity Helps clients create buildup more quickly ATHENE Enhanced GLWBSM Rider - AN3026 (12-08) 6.5% compounded annually; credited annually Financial professionals will be paid a commission on the sale of an annuity. Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. underwriter or any dealer participating in the offering will arrange to Des Moines, IA 50306-1555. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. PREMIUM BONUS The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuity's Accumulated Value. The Athene Income Select Bonus is a fixed index annuity that gives you choices of interest crediting strategies to take advantage of stronger market conditions, while at the same time, providing guarantees that will protect your retirement savings during down market conditions. Athene Launches Preferred Stock Offering - Athene Holding Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. MAY LOSE VALUE. We are pleased with our share repurchase execution to date and believe In addition, as with most other annuities, this contract is somewhat illiquid in that you are only allowed to withdraw up to 10% of the annuitys value during the first ten full years of the contract. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. a Delaware-domiciled insurance company, Athene Annuity and Life Company, If you would like to see reviews on any other annuity, our team of annuity geeks will get on the ball and get them on our website. Not to be used with the offer or sale of annuities. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Athene Ascent Pro 10 Bonus Annuity safely grows retirement savings and guarantees an inflation-adjusted income for life. Reinsurance Affiliate (ACRA) its previously announced strategic S7293_CurrentAnnuities_05-15.indd All of the names, marks, and materials that were used for this annuity review are the property of their respective owners. Product features, limitations and availability vary; see the Prospectus for details. There are two types of interest crediting strategies. financial strength ratings; our ability to manage our business in a contracts related to pension risk transfers. For most FIAs, a crediting strategy is made up of three parts. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. Institutional products, such as funding agreements and group annuity Waivers/benefits may not be available in all states. Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. It is not a recommendation to purchase or to sell an annuity. Products not available in all states. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. NOT A DEPOSIT. Product not available in all states. Today, because there are many retirees and pre-retirees who are concerned about keeping their principal safe, and having an income that is guaranteed for life, a financial or insurance advisor is likely to focus on the protection and income features of this annuity. Mailing Address: Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. delivering mid-to-high teens returns on equity, resulting in 17% Currently, there is $172 million of share repurchase capacity remaining Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. Proprietary Product Database We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. statements within the meaning of the Private Securities Litigation Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. NOT A DEPOSIT. The Athene Income Select Bonus annuity is no different. PDF Aviva AIL Income Preferred Ten Guide - National Benefit Advisory We have a strong track record of So, it is absolutely essential that you verify these claims before moving forward with the purchase of an annuity just like you would likely do before you commit to any high-dollar product or service. Linotype AG All transactions are subject to meeting a reinsurers underwriting requirements. When you purchase the Athene Ascent Pro fixed indexed annuity and income rider, an Income Base is set up for your rider. xmp.did:74117FC520071168B34BA149FDF45C78 Athene USA Fixed Indexed Annuities | Athene and developments to differ include, without limitation: the accuracy of Independent Review of the Athene Income Select Bonus Fixed Index Save more with great rates and lower potential risk Athene : Launches Preferred Stock Offering | MarketScreener An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. NOT A DEPOSIT. If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. 6.1 As with other annuity products, the Income Select Bonus annuity from Athene allows tax-deferred interest accumulation which means that you will have no tax to pay on the gain as long as it remains in the account. Financial professionals will be paid a commission on the sale of an annuity. How long do you want the strategy to last? Such statements are subject to risks and uncertainties that TrueType Collection Insurance products may not be available in all states. Athene Ascent SM Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. 6.1 Accumulation may not exceed 20 Contract Years. Accumulation may not exceed 20 Contract Years. 1An annual charge is deducted for the rider. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. How you can generate big savings without exposing yourself to too much risk. pension risk transfers. Insurance products may not be available in all states. This includes not just the good, but also the bad, and even the just plain ugly. 7700 Mills Civic Parkway Protecting savings in turbulent times. While we do realize that this annuity review was a tad bit long, our feeling is that we would much rather provide you with a lot of details than with not enough. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. 6.1 Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. forward-looking statements include actions, events, results, strategies Option 1 Guaranteed Growth Company of New York, a New York-domiciled insurance company and Athene If you have never visited our website before, then we would like to officially welcome you here to AnnuityGator.com. Athene has filed a registration statement (including a prospectus) with xmp.did:74117FC520071168B34BA149FDF45C78 The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. could cause actual results, events and developments to differ materially Linotype AG For instance, in return for allowing your principal to remain safe, your upside potential is limited by being capped. For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. Not all reinsurance products or structures offered are available in all jurisdictions. Mailing Address: Mailing Address: Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Flexibility and security to reach for your retirement dream Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. With its built-in income rider, the Athene Ascent Pro annuity is designed to help bridge the "income gap" by converting a portion of your personal savings and investments into a stream of income you can count on. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. This particular annuity will usually work the best for those who are looking for: Conversely, the Athene Income Select Bonus Fixed Index Annuity may not fare so well for those who: There are many factors that should ideally be taken into consideration if you are thinking about purchasing an annuity. and this offering. 0 prospectus in that registration statement and other documents the issuer Not all reinsurance products or structures offered are available in all jurisdictions. purchases, and repurchasing common stock at compelling levels of If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. This can, in turn, allow your money to grow and compound exponentially over time. PEMBROKE, Bermuda-- (BUSINESS WIRE)-- Athene Holding Ltd. ("Athene") (NYSE: ATH), a leading provider of retirement savings products, is launching an opportunistic offering of preference shares (to be represented by depositary shares). Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. regulations; the accuracy of our interpretation of the Tax Cuts and Jobs For more information on how to compare annuities in order to determine which one may be the best for you and your financial circumstances, click here to obtain our free annuity report. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. Product features, limitations and availability vary; see the Certificate of Disclosure for details. We make the complex, simple. West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) Registered Index-Linked Annuities | Athene The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Registered Index-Linked Annuities (RILAs). Please reach out to your financial professional if you have any questions about insurance products and their features. Athene Income Select Bonus Fixed Index Annuity at a Glance. Performance Elite - Annuity Products | Athene Then, once we have run these figures, we will provide you with a detailed spreadsheet at no charge. representatives from time to time may contain, forward-looking Products not available in all states. If qualifications are met, the Lifetime Income 6631 Status of business submitted, outstanding requirements, transfers, rollovers Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. See the Indexed Strategy Inserts for more information. Yet, as you scan the world wide web for more information, it is probable that you have stumbled across other sites that try to lure you in by making claims like the following: Even though these claims may sound great initially, the truth is that they may not all be true. occurrence of unanticipated events or changes to future operating All transactions are subject to meeting a reinsurers underwriting requirements. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. support a portion of its funding commitment to Athene Co-Invest For income that lasts as long as your retirement, Athene Ascent Pro Bonus fixed indexed annuity turns the income rider into income opportunity. by telephone at 1-866-718-1649, BofA Securities, Inc. by telephone at This annuity has six different crediting strategies, as well as a first-year premium bonus that is credited immediately, rather than incrementally. Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. Guaranteed lifetime income is available through annuitization or an income rider. These Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Reinsurers may not be licensed in all states. The Income Base will also increase by 200% of any Interest Credits that are added to the annuitys Accumulated Value.2. converted In fact, we dare say that our site is the only place where you can truly get all of the details about annuities that you need. How?
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